Aidvantage Loan Forgiveness

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By Sophia Anthony

The Aidvantage Loan Forgiveness program offers full or partial forgiveness of your student loans if you work in certain public service jobs. To be eligible, you must make 120 qualifying payments on your Direct Loans after October 1, 2007. You can have any type of Direct Loan, but you must be employed full-time by a government organization, a nonprofit organization, or a private sector organization that provides certain public services.

If you’re not sure whether your job qualifies, contact your employer or the Department of Education.

The AidAdvantage Loan Forgiveness Program is a great way to get your student loans forgiven. If you have Federal student loans, you may be eligible for this program. You can have up to $17,500 in loan forgiveness if you work for a qualifying employer.

This is a great opportunity for those who are struggling to repay their student loans.

What To Do If Your Student Loans Are with Navient | SWITCHING TO AIDVANTAGE

Will My Aidvantage Loan Be Forgiven?

There are a few things to consider when it comes to whether or not your Aidvantage loan will be forgiven. First, you must have received the loan through the Aidvantage program in order to qualify for loan forgiveness. Second, you must have made all of your payments on time and in full in order to be eligible for forgiveness.

If you have missed any payments or if you have defaulted on your loan, you will not be eligible for forgiveness. Finally, you must submit a request for forgiveness to your lender within 10 years after you graduate or leave school. If all of these criteria are met, then there is a good chance that your Aidvantage loan will be forgiven.

How Do I Get My Navient Loans Forgiven?

There are a few ways that you may be able to get your Navient loans forgiven. Depending on your situation, you may be eligible for public service loan forgiveness, disability discharge, or death discharge. You may also be able to negotiate a settlement with Navient if you are struggling to repay your loans.

If you work in the public sector, you may be eligible for public service loan forgiveness. To qualify, you must make 120 qualifying payments on your loans while working full-time for a qualifying employer. Qualifying employers include government organizations and nonprofit organizations that provide certain types of public service.

If you’re not sure whether your employer qualifies, you can check with Navient or the Department of Education. If you become disabled, you may be eligible for a disability discharge of your student loans. To qualify, you must submit documentation from a physician that states that your disability is total and permanent.

If your application is approved, all of your remaining loan debt will be discharged and you will no longer be required to make any future payments on your loans. If you die, your student loans will be discharged and no further payments will be required by either yourself or your estate. In order to have your loans forgiven due to death, Navient will require proof of death such as a death certificate.

Student loan debt can also be discharged if the borrower dies before he or she has had the opportunity to begin repaying the loan (i.e., if the borrower dies during their grace period). If none of these options apply to you or if you are struggling to repay your Navient loans despite making regular payments, then it may be possible to negotiate a settlement with Navient . When negotiating a settlement , it’s important to keep in mind thatNavient is not requiredto agree to any settlement offer made by the borrower – they can choose whether or not they want accept it .

However , borrowers who successfully negotiate settlements typically end up paying significantly less than what they originally owed on their loan . Given this , it’s often worth tryingto negotiationa settlementwithNavien tifyouare having difficultyrepayingyourloans accordingtoterms .

Why are My Loans Going to Aidvantage?

If you’re a student with federal loans, you may have noticed that your loans are now serviced by a company called Aidvantage. Here’s why: The Department of Education recently transitioned to a new loan servicing platform, and as part of that transition, they selected Aidvantage as the servicer for all new federal student loans.

So if you have any new federal student loans that originated after the transition (which occurred on October 1, 2019), they will be serviced by Aidvantage. Aidvantage is a relative newcomer to the student loan servicing world, but they’re actually owned by one of the biggest players in the industry: Nelnet. Nelnet is a large, publicly-traded company that services both federal and private student loans.

They also happen to be one of the four companies that service most of the existing federal student loan portfolio. So while Aidvantage may be new to you, they’re actually part of a much larger organization with lots of experience in servicing student loans. One thing to keep in mind is that although your loan servicer may change from time to time (as happened here), your actual lender will not change.

So if you have federal loans that were originated before October 1, 2019 and are currently being serviced by another company (such as FedLoan Servicing or Navient), those loans will remain with their current servicers. Only new federal loans will go to Aidvantage.

Who Qualifies for Navient Debt Forgiveness?

The Public Service Loan Forgiveness Program is the largest federal student loan forgiveness program. To qualify, you must work for a government or not-for-profit organization, make 120 on-time payments (10 years), and have a qualifying loan such as a Direct Loan from the Department of Education. If you don’t work in public service, there are other options for Navient debt forgiveness.

You can apply for an income-driven repayment plan, which caps your monthly payments at 10 to 20 percent of your discretionary income. After 20 to 25 years (depending on the plan), any remaining balance is forgiven. There’s also the option of student loan consolidation.

This allows you to combine multiple federal loans into one new loan with a lower interest rate. While this doesn’t reduce the amount you owe, it can save you money on interest and make your payments more manageable. And finally, if you have private loans through Navient, there are still some ways to get help.

You can try refinancing your loans to get a lower interest rate or extend your repayment term. You might also be able to qualify for hardship assistance or forbearance if you’re experiencing financial difficulties. No matter what type of debt you have with Navient, there may be options available to help make repayment more manageable – so don’t give up hope!

Aidvantage Loan Forgiveness


Aidvantage Student Loans Login

For most people, the process of paying for college includes taking out student loans. If you’re one of those people, you’ll need to know how to login to your Aidvantage student loan account so that you can stay on top of your payments. Here’s a step-by-step guide to logging in.

First, go to the Aidvantage website and click on the “Login” button in the upper right-hand corner. Enter your username and password in the fields provided. If you don’t remember your login information, click on the “Forgot Username or Password?” link and follow the instructions.

Once you’re logged in, you’ll be taken to your account page where you can view your loan balance, make a payment, or access other features. That’s all there is to it! Logging into your Aidvantage student loan account is quick and easy.

Just be sure to keep track of your login information so that you can always access your account when you need it.

Is Aidvantage a Federal Loan?

The Aidvantage Loan is a federal loan that was created to help students finance their education. This loan is available to both undergraduate and graduate students, and can be used for expenses such as tuition, books, and room and board. The Aidvantage Loan offers a fixed interest rate and repayment terms of up to 10 years, making it an affordable option for many students.


The Aidvantage Loan Forgiveness program is a great way to get rid of your student loans. It is a program that is available to public service employees. If you work for a government agency or non-profit organization, you may be eligible for this program.

The program forgives the remaining balance of your loan if you make 120 payments on time. This is a great option for those who are struggling to pay their student loans.

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