Bank of America Rewards Categories

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By Sophia Anthony

The Bank of America Rewards program offers customers a variety of rewards categories to choose from. Cardholders have the option to redeem points for cash back, travel rewards, gift cards, and merchandise. Cash back can be redeemed at any ATM or merchant location accepting Visa credit cards.

Travel rewards include airline tickets, hotel stays, car rentals and cruises. Gift card options include a wide range of popular retailers such as Amazon, Starbucks and iTunes. Merchandise includes electronics and jewelry items with special discounts available through the Bank of America Shopping Mall portal.

Customers may also choose to donate their points directly to charities like Make-A-Wish Foundation and American Red Cross.

Bank of America offers a wide range of rewards categories that make it easy to earn points, cash back and other rewards. From everyday purchases such as gas and groceries to travel-related expenses like flights and hotels, Bank of America has something for everyone. With so many options, you can easily find ways to maximize your rewards earning potential!

How to change rewards category for Bank of America cash rewards credit card?

What are Bank of America Preferred Rewards Categories?

Bank of America Preferred Rewards is a loyalty program that rewards customers with points for using Bank of America banking products and services. The program has three tiers: Gold, Platinum and Platinum Honors. Each tier offers different levels of rewards, ranging from bonus interest rates on savings accounts to discounts on mortgage rates or travel benefits.

The key to getting the most out of Bank of America Preferred Rewards is understanding how each category works so you can maximize your rewards potential. Gold members receive 25% more cashback when they use their debit card in-store and online, while Platinum members get 50% more cashback and Platinum Honors members get 75%. Additionally, all three categories get access to exclusive events, as well as waived fees for certain types of transactions such as overdrafts or paper checks.

What are the Categories You Can Choose for 3% Cash Back?

When it comes to 3% cash back, there are a few main categories you can choose from. Typically, these include grocery stores, gas stations, restaurants and select department stores. Depending on the card issuer and type of credit card you have, other bonus categories such as travel expenses may also be eligible for 3% cash back rewards.

Additionally, some cards offer rotating quarterly bonus categories that allow customers to earn extra points or rewards when they use their card at specific merchants during certain time frames. Finally, many issuers will offer additional reward levels for high-value purchases made in designated spending categories like home improvement stores and online shopping sites.

What Falls under Travel Category Bank of America?

Travel category Bank of America covers all travel-related expenses, such as airfare, hotel stays, car rentals, cruises and vacation packages. Additionally, it includes dining costs at restaurants while traveling and entertainment related activities like sightseeing tours or amusement parks. Other categories that fall under the Travel category include Business Travel (including conferences and business meetings), Pet Care Expenses (pet boarding/sitting fees), Passport Renewal Fees, Transportation Costs (taxi fares) and Travel Insurance Premiums.

What Can You Get With Bank of America Rewards?

With Bank of America rewards, you can get cash back on everyday purchases like groceries, gas and dining. You can redeem your rewards for statement credits, travel and gift cards from popular retailers. Additionally, there are exclusive discounts available through the BankAmericard Travel Rewards program which allows cardholders to save money on flights and hotel stays.

With their Preferred Rewards program, customers may be eligible for a 25-75% bonus on every purchase they make with their debit or credit cards. These points can then be used to pay down debt faster or put towards future trips!

Bank of America Rewards Categories

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Bank of America Rewards Catalog

The Bank of America Rewards Catalog is an online catalog that provides Bank of America customers with the opportunity to redeem their eligible rewards points for a variety of items ranging from electronics and apparel to home goods and travel experiences. Customers can earn points by using their cards responsibly, such as making purchases or paying bills on time, and then use those points towards products in the Rewards Catalog. With hundreds of merchandise options available, there’s something for everyone in this expansive selection!

How Do I Get My $200 Cash Rewards from Bank of America

To get your $200 cash rewards from Bank of America, you’ll need to meet certain criteria. You must have a qualifying consumer or business checking account and make at least one direct deposit of $250 or more each month for three consecutive months within the same quarter. Once you’ve met these requirements, simply log into your online banking platform and claim your reward by selecting the “Claim Cash Rewards” option under the Account Services tab.

Your cash bonus will be deposited into your eligible checking account within 45 days after the end of that quarter.

Bank of America Online Shopping Category List

Bank of America offers a wide range of online shopping categories for customers to choose from. These include Electronics & Office Supplies, Home & Garden, Clothing & Accessories, Sports & Outdoors, Toys & Games, Health & Beauty and Travel Gear. Bank of America also provides additional benefits such as special discounts on select items in certain categories and free shipping on orders over $50.

With so many options available, Bank of America makes it easy for customers to find something that fits their needs and budget.

Conclusion

The Bank of America Rewards Categories program is an excellent way to earn rewards and save money on everyday purchases. With the wide variety of participating merchants, customers can choose which stores they prefer to frequent and maximize their savings by taking advantage of the best offers available. The benefits don’t stop there – with no annual fees, it’s easy for customers to take full advantage of this great program without worrying about hidden costs or additional expenses.

For those looking for a valuable rewards plan, Bank of America Rewards Categories should be at the top of their list!

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