Can Student Loans from Sallie Mae Be Forgiven?

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By Sophia Anthony

Student loans from Sallie Mae can be forgiven under certain circumstances. If you are a teacher, nurse, or member of the armed forces, you may be eligible for loan forgiveness. You must also make 120 on-time payments before your loans can be forgiven.

If you have trouble making your payments, contact Sallie Mae to discuss your options.

Sallie Mae is a government-sponsored enterprise that provides student loans. It is the largest provider of student loans in the United States. Many students who take out loans from Sallie Mae wonder if they can have their loans forgiven.

The answer is yes, but there are certain conditions that must be met. To have your loan forgiven, you must first make 120 consecutive on-time payments. Once you have done this, you can submit a request to Sallie Mae to have your remaining balance forgiven.

There are also some public service jobs that will qualify you for loan forgiveness after 10 years of payments. These jobs include working as a teacher, nurse, or in certain non-profit organizations. If you think you might qualify for loan forgiveness, it’s important to contact Sallie Mae and ask about the process.

They will be able to help you determine if you meet the requirements and walk you through the next steps.

Can Student Loans from Sallie Mae Be Forgiven?


What are the Requirements for Loan Forgiveness?

There are a variety of loan forgiveness programs available to eligible borrowers. To qualify for loan forgiveness, you typically need to be employed in public service or non-profit job, make on-time payments for a certain period of time, and meet other requirements. For example, the Public Service Loan Forgiveness program forgives federal student loans for borrowers who work full-time in an eligible public service job and make 120 qualifying monthly payments.

Qualifying payments must be made after October 1, 2007, under a qualifying repayment plan.

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Sallie Mae Loan Forgiveness Covid

The CARES Act, enacted in March 2020 in response to the COVID-19 pandemic, included provisions for student loan relief. Under the act, borrowers with federally held student loans could temporarily suspend their payments and have no accrual of interest on their loans through September 30, 2020. Additionally, any payments made during this period would be applied to the principal balance of the borrower’s loan.

In August 2020, the U.S. Department of Education announced that it would extend these benefits through December 31, 2020. However, this extension is only available to borrowers with federally held student loans; private lenders are not required to provide relief under the CARES Act. If you have a private student loan, you should contact your lender directly to discuss your options for relief.

If you’re struggling to make your student loan payments during the COVID-19 pandemic, Sallie Mae offers several options that may help you stay on track with your repayment: –Forbearance: This option allows you to temporarily stop making payments or reduce your monthly payment amount for up to 12 months. Interest will continue to accrue on your loans during forbearance, so it’s important to consider this when determining if forbearance is right for you.

To request forbearance due to financial hardship related to COVID-19, call Sallie Mae at 855-456-5292. –Deferment: This option allows you to postpone making payments on your loans for up tp 3 years if you meet certain criteria related to unemployment or economic hardship (including circumstances caused by COVID-19). Like forbearance, interest will continue accruing on your loans during deferment; however, some types of federal loans offer subsidized deferment which means the government will pay accrued interest on those loans while they’re in deferment status.

To learn more about deferment and whether you qualify due to COVID-19-related hardships, visit Sallie Mae’s website or call customer service at 855-456-5292.

Repayment plans: If you can’t afford your current monthly payment amount, Sallie Mae offers several repayment plan options that may lower your monthly payment. These plans include graduated repayment, extended repayment, and income-based repayment.

Is Sallie Mae a Federal Loan?

Sallie Mae is a private company that provides student loans, but it’s not a federal loan. The US Department of Education (DOE) offers federal student loans, which are either directly from the government or through private companies like Sallie Mae that participate in the Federal Family Education Loan Program (FFELP). Even though Sallie Mae isn’t a federal loan, it still abides by all the rules and regulations set forth by the DOE.

So, if you have a Sallie Mae student loan, you’ll still enjoy all the benefits that come with federal loans, such as fixed interest rates and income-driven repayment plans.

Sallie Mae Login

Sallie Mae is one of the largest providers of student loans in the United States. If you’re a borrower with Sallie Mae, you can log in to your account online to manage your loan. In this post, we’ll provide step-by-step instructions for logging in to your Sallie Mae account, as well as troubleshooting tips if you’re having trouble accessing your account.

To log in to your Sallie Mae account, go to and enter your username and password. If you don’t have a login yet, click on the “Create Login” button and follow the prompts to create an account. Once you’re logged in, you’ll be able to view your loan balance, make payments, and more.

If you’re having trouble logging in or accessing your account, there are a few things you can try: • Make sure that you’re using the correct website – – and that you don’t have any typos in your username or password. • Clear your browser’s cookies and cache – this will sometimes resolve login issues caused by outdated information being stored in your browser.

To do this on most browsers, go to the settings menu (usually located in the top right corner) and select “Clear browsing data.” Select “Cookies and other site data” and “Cached images and files,” then click “Clear data.” Refresh the page after doing this and try logging in again.

Sallie Mae Student Loan Settlement

The Sallie Mae Student Loan Settlement is a great way to get out of debt and save money on your student loans. If you have private student loans through Sallie Mae, you may be eligible for this settlement. The settlement offers a lump sum payment that is less than what you owe, but it can still save you thousands of dollars.

This is a great option for those who are struggling to make their monthly payments or who are facing financial hardship.


The short answer is yes, student loans from Sallie Mae can be forgiven. However, there are several requirements that must be met in order for this to happen. First, the borrower must have made 120 payments on their loan (which equates to 10 years of repayment).

Second, the borrower’s income must fall below a certain level (this varies depending on family size). If these two criteria are met, the borrower may then apply for forgiveness through the Public Service Loan Forgiveness Program.

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