First Premier Credit Card Reviews

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By Sophia Anthony

First Premier Credit Card is a great way to improve your credit score. The card offers a wide range of benefits including a low APR, no annual fee, and a rewards program. However, some users have reported high interest rates and fees.

Overall, the First Premier Credit Card is a good option for people with bad credit who are looking to improve their score.

If you’re looking for a new credit card, you might be wondering about First Premier. Here’s what customers have to say about their experience with this company. Overall, customer reviews for First Premier are mixed.

Some people report having good experiences with the company, while others find them difficult to work with. Many customers complain about high interest rates and fees, as well as poor customer service. If you’re considering First Premier for your next credit card, be sure to read through a few reviews before making a decision.

This will help you get a better idea of what to expect from the company.

First Premier Credit Card Review 2021 – Bad Credit Mastercard

What is the Credit Limit on First Premier Card?

The credit limit on First Premier card is $300. This is a unsecured credit card, which means that you do not need to put down a deposit in order to be approved for the card. The interest rate on this card is 29.99% and there is a yearly fee of $75.

There is also a one-time processing fee of $95 when you first open the account.

Is First Premier Bank a Legit Company?

Yes, First Premier Bank is a legit company. It is a regional bank that operates in the Midwest and has been in business for over 100 years. The bank has a good reputation and is FDIC insured.

What is the $95 Program Fee for First Premier Bank?

Assuming you are referring to the First Premier Bank Credit Card, the $95 program fee is an annual fee that is charged for having the credit card. This fee is in addition to any other fees that may be associated with using the credit card, such as interest charges, late payment fees, etc. The $95 program fee is not a charge for using the credit card – it is simply a yearly fee for having the card.

Is First Premier Bank Worth It?

There are a lot of different opinions out there about First Premier Bank. Some people think that the bank is great, while others believe that it isn’t worth the hassle. So, which is it?

Is First Premier Bank worth it? In order to answer this question, we need to take a look at what First Premier Bank has to offer. The bank provides a variety of services including checking and savings accounts, loans, and credit cards.

They also have a mobile app that allows customers to conduct transactions and check their account balances on the go. Overall, First Premier Bank seems to be a pretty good option for those looking for a full-service bank. Now let’s talk about fees.

Yes, First Premier Bank does have some fees associated with its accounts. However, these fees are generally lower than what you would find at other banks. For example, the monthly maintenance fee for a First Premier Bank checking account is only $3.00.

That’s not bad compared to some other banks where the monthly fee can be upwards of $10 or more! When it comes down to it, whether or not First Premier Bank is worth it really depends on your individual needs and circumstances. If you’re looking for a full-service bank with reasonable fees, then First Premier could be a good option for you.

However, if you’re someone who doesn’t use many banking services and wants to avoid paying fees altogether, then another bank might be better suited for you.

First Premier Credit Card Reviews


First Premier Secured Credit Card Reviews

If you’ve been turned down for a credit card or are looking to build your credit, the First Premier Secured Credit Card may be an option. This card is available to those with bad or no credit and requires a security deposit equal to your desired credit limit. While there is a $95 annual fee, this card offers a number of features that can help you rebuild your credit.

One thing to keep in mind with the First Premier Secured Credit Card is that it reports to all three major credit bureaus. This means that use of the card can help improve your credit score over time. Additionally, the card has no preset spending limit, which can also help improve your score.

And if you make your first five monthly payments on time, you’ll receive an increased credit limit without having to put down another security deposit. While the fees associated with the First Premier Secured Credit Card are high, they are worth considering if you’re serious about rebuilding your credit history. If used responsibly, this card can help get you back on track financially and improve your chances of being approved for future loans and lines of credit.

First Premier Credit Card Funds Availability

If you’re looking for a credit card with great features and benefits, you may want to consider the First Premier Credit Card. One of the best things about this card is that it offers a high level of funds availability. This means that you’ll never have to worry about being short on cash when you need it most.

Another great feature of the First Premier Credit Card is its low APR. This makes it an excellent choice for those who are looking to save money on interest payments. Additionally, the First Premier Credit Card comes with no annual fee, so you can use it without having to worry about paying any additional fees.

Overall, the First Premier Credit Card is a great choice for anyone who is looking for a reliable and affordable credit card option. If you need access to quick funds, this card is definitely worth considering.

First Premier Bank $700 Credit Limit

If you have bad credit, it can be difficult to get approved for a credit card. First Premier Bank offers a secured credit card that requires a $700 deposit. This deposit is held as collateral in case you default on your payments.

The good news is that the interest rate on this card is only 9.99%. This makes it an affordable option for people with bad credit who are trying to improve their financial situation.


There are a lot of people out there with bad credit. And, for the most part, these people have had a really tough time getting approved for a credit card. But there is one credit card that seems to be pretty popular among people with bad credit, and that’s the First Premier Credit Card.

So, what is the First Premier Credit Card? Well, it’s a unsecured credit card that doesn’t require a deposit. And, it has an annual fee of only $29.

So, if you’re someone who has bad credit and you’re looking for a decent credit card, the First Premier Credit Card might be worth considering.

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